The COVID-19 pandemic has led to massive changes in the day-to-day lives of just about every American, including here in the Farmington/Farmington Hills community.

While some people are still going to work due to an “essential” classification, many others have been left jobless as a result of the pandemic. They may need to seek various forms of assistance to help get them through the next several weeks and months. 

Below, we have compiled some resources and tips you can use if you need some assistance during this incredibly challenging time.

Filing for unemployment

The U.S. Department of Labor website provides some helpful information about the steps you need to take to apply for unemployment benefits. Millions of Americans have applied already, and if you’ve lost your job and income due to the pandemic, you should apply as well. 

You will need to file your claim with your state's unemployment insurance program. Be prepared to provide information such as addresses and dates of your former employment, as well as your own personal information. Visit this link to apply for unemployment benefits if you live in Michigan: https://www.michigan.gov/leo/0,5863,7-336-78421_97241---,00.html. 

Food assistance

Due to the devastating financial impact the pandemic has had on many people, states have been implementing some changes to food assistance programs, such as food stamps (known as SNAP). For example, some states that were scheduled to renew their benefits in the spring received extensions. Other states provided additional benefits to SNAP households. To enroll or get further information about SNAP benefits during the coronavirus pandemic, contact the social services agency for your state.

Business loans

Small businesses are having to find creative ways to weather this crisis. On March 27, the CARES Act was signed into law, providing $376 billion in relief for small businesses across the United States. The Small Business Administration has offered several temporary relief programs, in addition to the SBA’s normal offering of business loans. 

The Paycheck Protection Program provides loan forgiveness for companies that retain employees. SBA Express Bridge Loans allow companies to get a quick $25,000 if they have an existing relationship with an SBA Express Lender. SBA Debt Relief options provide some relief to small businesses during the pandemic. EIDL Loan Advance offers up to $10,000 of relief to businesses experiencing financial difficulties.

Stimulus checks

As part of the CARES Act, direct financial relief was to be sent to individual Americans — $1,200 per person (plus an additional $500 per child), with payments beginning to phase out for Americans who earn more than $75,000 or couples who earn more than $150,000. If you paid your taxes online, the money will be sent via direct deposit. 

The first payments were scheduled to be disbursed on April 15. Checks will also be mailed out to qualifying taxpayers.

Making homemade masks

Although it's not a form of financial relief, masks are an important resource during this time. The CDC has issued guidance that people should wear cloth masks when out in public to avoid spreading the virus. You can find a variety of resources online that will provide you with instructions for making homemade masks.

We sincerely hope you stay safe and healthy during the pandemic and can make use of the resources available to Americans. Remember, we are all in this together. Stay strong, FPS Alumni!